About us

Located in Manhattan Beach, California, Opulen Capital is a specialized financial services firm focusing on products and services tailored for senior citizens. With over 30 years of combined expertise across our founders and corporate advisory board, Opulen Capital provides a high level of experience and professionalism for our national customer base. Opulen Capital is one of the leading firms offering Viatical Settlements and Life Settlement  opportunities to our clientele. We leverage unrivaled experience and over fifty funder relationships in the life settlement marketplace to structure, obtain, and sell life insurance products onto the life settlement markets to maximize cash settlements for our valued clients.

Opulen Capital – The Difference

Opulen Capital conducts every transaction with the highest degree of integrity and focus on client service. When we say we are transparent, we actually mean it. It is our duty to act with utmost responsibility and deference to our clients, and they are entitled to know how their policy priced, who the highest offers came from, what are all fees and commissions involved, and when they can expect to receive their settlement.

Before we begin representation, our clients complete a Suitability Questionnaire that answers many of their questions but also serves to identify whether a life settlement is a suitable choice for them. If they find that they want to proceed, our representation agreement discloses all fees and commissions in advance of their signing. We work on contingency and as such, never charge our clients any fees if they choose not to sell their policy. There are never any hidden charges or surprises. All original offers along with commissions and fees are presented to our clients for review.

As an affiliate or client, you participate as little or as much as you desire in the transaction – freeing up your time to focus on priority responsibilities. You can rest assured that the Opulen Capital team is working to maximize the Settlement Value of your Life Insurance Policy.

Suitability, Full Disclosure, Full Transparency, Ethics, That’s the Opulen Capital Difference.

Opulen Capital's infrastructure provides a robust platform for related financial service professionals always in search of better serving their clients and fulfilling due diligence and fiduciary obligations.

As a premier viatical life settlement broker, Opulen also provides educational materials, brochures, talking points, checklists, and academic research from top business schools on the specialized subject of life settlements and viatical life settlements as alternative institutional investments.

Such a library of data helps CPAs, attorneys, estate planners, financial planners, trustees, and insurance agents and brokers make informed decisions as to whether a viatical life settlement or life insurance settlement is feasible given a particular circumstance.

For banks and trust companies, insurance industry research implies annual reviews of trust assets are necessary; especially in times of volatile economic cycles.

At least half the time, inspection of trust-owned life insurance policies for cost efficiency and underperformance is overlooked. Opulen Capital's suitability checklist can help see to it that a family trust stands to benefit by putting a viatical life settlement up for sale on its behalf when appropriate.

Financial professionals benefit from our simplified life insurance and viatical settlement process updated in real-time, granting them ability to oversee every step in the settlement sale cycle on behalf of their clients.

All formalities, state regulatory procedures, and compliance filings are administered by Opulen Capital as well as final closing documents and the electronic payment to policy owners.

Opulen Capital Mission Statement

Opulen Capital’s mission is to continue to provide the best-in-class Life Insurance and Life Settlement solutions through the highest level of integrity and service to our nationwide client base.
 

Contact Opulen Capital Now!